Elite benefits, points and awards, credit cards, lounges and the hotels themselves. Written from stays we paid for, and updated when the rules change.
The printed benefits, then what readers report receiving. The gap is the point.
Tiers, what each unlocks, and the two ways most people reach the top.
A worked example with real rates, and the value threshold where points win.
Four cards, one question: does the free night and status cover the annual fee on its own?
Food, drink, space and service, each out of five, plus the only question that matters: was it worth a club room?
Ranked by reader-reported suite rate, not by our opinion.